Privacy Statement

Protecting your private information is a priority.  This Privacy Statement applies to Terman Group, LLC (“Terman Group” or the “Company”) and its websites (the “Website” or “Websites”) and governs data collection and usage. Prior to using this Website, please read the following carefully to understand the practices regarding your personal data and how the Company will treat it. By visiting and using this Website, you acknowledge you have read and understood and consent to the data practices described in this statement.

INFORMATION COLLECTED ABOUT YOU

In order to better provide you with products and services offered on this Website, the Company may collect personally identifiable information, such as your:

  • First and Last Name
  • Contact information including E-Mail address and phone number
  • Employer and your professional role

You may be required to provide certain personal information to us when you elect to use certain products or services available on this site. These may include registering for an account on our site or sending us an electronic message. We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

AUTOMATICALLY COLLECTED INFORMATION

With regard to each of your visits to the Website the Company may automatically collect the following information:

  • technical information, including the Internet protocol (IP) address used to connect your computer to the Internet, your login information, browser type and version, time zone setting, browser plug-in types and versions, your computer hardware and software and and platform; and
  • information about your visit, including the full Uniform Resource Locators (URL) clickstream to, through and from this Website (including date and time), page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.

This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Company website.

USE OF YOUR INFORMATION

The Company collects and uses your personal information to operate its Websites and deliver the services you have requested. The Company will use the information it has about you

  • to register you to use this Website or subscribe to a service available via this Website and/or when you report a problem with this Website;
  • to respond to any queries or other communications you submit to the Company;
  • to ensure that content from this Website is presented in the most effective manner for you and for your device;
  • to determine which pages are the most popular, what country users come from, peak usage times and similar information;
  • to administer the Website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
  • to allow you to participate in interactive features of this Website when you choose to do so;
  • as part of its efforts to keep this Website safe and secure.

The Company may also use your personally identifiable information to inform you of other products and services available from the Company and its affiliates.

SHARING INFORMATION WITH THIRD PARTIES

The Company does not sell, rent, or lease its customer lists to third parties.

The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public.

The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information.

The Company may share your personal information with any member of its group, which means its subsidiaries, its ultimate holding company and its subsidiaries.

The Company may share your information with selected third parties including:

  • its service providers (including investment advisors and the distributor of its funds) and sub-contractors; and/or
  • analytics and search engine providers that assist the Company in the improvement and optimisation of its Website.

The Company may also disclose your personal information to third parties:

  • in order to enforce its rights under any contracts entered into between you and the Company;
  • if the Company is acquired or it sells or buys any business or assets, in which case it may disclose your personal data to the prospective seller or buyer of such business or assets;
  • if the Company assigns, transfers or otherwise disposes of a debt that you owe the Company to another party or if the Company or such third party want to enforce such a debt;
  • if the Company is under a duty to disclose or share your personal data in order to comply with any legal and/or regulatory obligation, in order to enforce or apply this Privacy Statement, its Website terms of use or other agreements; and/or
  • to protect its (or other relevant parties’) rights, property or safety.

USE OF COOKIES

Certain statistical information is available to the Company via its internet service provider through the use of cookies. Cookies are small pieces of text downloaded to your device when you visit a website. They are stored by your web browser and allow the Company or a third party to recognize you and make your next visit easier and the Website more useful to you. Some cookies are only stored for the duration of your visit to the Website. These are known as “session cookies”. Others, known as “persistent” cookies, may remain stored on your device after your visit and may be accessed by the Website every time you re-visit the Website

The Company website may use cookies to help you personalize your online experience. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issues the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the webserver that you have returned to a specific page. For example, if you personalize the Company web pages, or register with the Company site or services, a cookie helps the Company to recall your specific information on subsequent visits. When you return to the same Company website, the information you previously provided can be retrieved, so you can easily use the Company features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can easily modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Company services or websites you visit.

LINKED WEBSITES

This website may contain links to other sites. None of these links comprise or imply support or recommendation of any other company, product, or service. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of other sites that collect personally identifiable information.

PERSONS UNDER THE AGE OF EIGHTEEEN

This Website is not available to, and may not be used by persons under the age of 18.

ELECTRONIC COMMUNICATIONS

From time to time, the Company may contact you via email or other electronic forms for the purpose of providing announcements, alerts, confirmations, surveys, and/or other personal communication.

EXTERNAL DATA STORAGE SITES

Data that is collected from you may be stored on servers provided by third party hosting vendors with whom we have contracted.

CHANGES TO THIS STATEMENT

The Company reserves the right to change this Privacy Statement from time to time. You will be bound by such revised terms current when you use this Website and you should therefore periodically check this page for any amendments that are made. Your continued use of the site and/or services available through this site after such modifications will constitute your: (a) acknowledgement of the modified Privacy Statement; and (b) agreement to abide and be bound by that Policy.

CONTACTING THE COMPANY

The Company welcomes your questions and comments regarding this Statement of Privacy. If you believe that the Company has not adhered to this Statement, please contact the Company.

Last updated 1 December 2019